Terms of Use

Effective Date: 2025

IAPPA invites you to access our websites and use our Service, but please note that your invitation is subject to your agreement with these Terms. This document describes in detail your rights and our rights relating to the provision of the Services, so please review these Terms carefully. By using our Service and agreeing to these terms and conditions, you consent to our use of cookies according to our privacy policy. Suppose you are using our Services on behalf of a company or organisation. In that case, you agree to these Terms on behalf of the company or organisation and represent that you have the authority to do so. In such a scenario, the words "you" and "your" when used in these Terms will apply to your organisation, its affiliates, and you as an individual as appropriate.

1. GENERAL

This is an agreement between you and the Invoice Access Point Provider Association (IAPPA). Before using our services, please read these IAPPA Terms of Use and the other applicable rules, policies, and terms posted on our website or available through your App. By using IAPPA, you agree to the terms of this Agreement on behalf of yourself and all other persons who use IAPPA under your account. If you do not agree to these Terms, you do not have the right to access or use the IAPPA Service. If you register for or otherwise use the IAPPA Service, you shall be deemed to have confirmed your acceptance of the Terms and your agreement to be a party to this binding contract.

2. DEFINITIONS

The terms applied in these Terms of Use shall have the following meaning:

  1. “IAPPA” shall mean an e-invoicing association helping businesses streamline operations, improve financial management, and foster compliance and transparency
  2. "IAPPA Enabled Product '' means any product or application that enables access to IAPPA.
  3. "IAPPA Interactions" means all information related to your use of IAPPA and IAPPA Enabled Products, including your data and other inputs, responses provided to you through IAPPA, the information we receive in connection with Third Party Services and Auxiliary Products you use, and information and content you provide or receive through the IAPPA App.
  4. "Auxiliary Product" means any product you can interact with or operate using IAPPA Enabled Product.
  5. "Software" means all we make available to you with IAPPA.
  6. "Third Party Service" means any IAPPA skill or other service or application provided by a third party that we make available to you for use on or through IAPPA.

3. WHAT DO I HAVE TO DO TO USE THE IAPPA SERVICE?

You are responsible for maintaining the exactness and confidentiality of your Information, and you will bear sole responsibility for all activities that occur under your account, including activities of others to whom you have provided your Information. IAPPA shall not bear liability for any loss or damage arising from your failure to provide us with accurate information or keep your information secure. If you discover any unauthorised use of your Information or suspect that your information has been compromised illegally and without your authorisation, immediately change your password and notify our Customer Support team.

4. YOUR OBLIGATIONS

  1. You agree that IAPPA shall have access to the details you provide during your use of its services.
  2. Your subscription to the service constitutes an implicit guarantee of the truthfulness and accuracy of all data submitted.
  3. You assume all rights and obligations deriving from these Terms of Use on the starting date of the use of IAPPA platform and service.
  4. You are responsible for ensuring that the information and documents you upload are complete and accurate.
  5. You cooperate with us in all matters relating to the Services.
  6. You provide us with information and materials we may require to supply the Services and ensure that such information is always complete and accurate.
  7. In case of an undelivered document, check the working order of their email address.
  8. You comply with all applicable laws.
  9. You pay any fee for the Services promptly.

5. CHANGE TO SPECIFICATIONS

We may modify these Terms from time to time to reflect changes affecting our business, payment methods, technology, relevant laws, regulatory requirements and changes in our system. If we do so, we will notify you by email at your provided email address. However, we are not obliged to do so, and such modification shall be effective upon posting the revised Terms on our Website. You agree to be bound by any changes to these Terms when you use our Services after any such modification is posted on the Website. Therefore, you must review these Terms regularly to ensure you are updated on any changes.

6. WHAT OTHER ASSURANCES DO I HAVE TO GRANT IAPPA?

IAPPA lets you register your company as an Access Point Provider and System Integrator. We trust that you have the authority to register the company and you are the rightful contact person of the company.

7. ARE THERE RULES ABOUT WHAT I CAN DO ON THE IAPPA PLATFORM?

Your use of the IAPPA Platform must follow these Terms. Regarding your use of the platform you agree that you are responsible for your conduct and all conduct under your account. You agree to safeguard your password and keep your information current. In addition, you understand that all registrations are your sole responsibility..

8. LIMITATIONS AND EXCLUSIONS OF LIABILITY

8.1 Limitations
Nothing in these terms and conditions will limit or exclude the following:
  1. Our or your liability for fraud or fraudulent misrepresentation.
  2. Limit any of our or your liabilities in any way not permitted under applicable law.
  3. Exclude any of our or your liabilities that may not be excluded under applicable law.
8.2 Exclusions
We will not be liable for any loss or damage of any nature:
  1. Concerning any losses arising from events beyond our reasonable control,
  2. Pertaining to any business losses, including but not limited to any loss of or damage to profits, income, revenue, or anticipated savings,
  3. Concerning any data loss or software corruption,
  4. In respect of any special, indirect or consequential loss or damage.
  5. In respect of any losses arising from any acts or omissions of any hosting services provider, payment services provider or other third-party services provider.
8.3 Indemnity

You hereby indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

9. DATA ACCURACY

Without prejudice to any other provisions in this agreement, if any documentation or information uploaded as part of the authorisation process is inaccurate or misleading, IAPPA reserves the right to immediately withdraw any approvals and access its services until such inaccuracy is rectified.

10. LICENCE TO USE THE WEBSITE

Everything you see on the IAPPA service, including the website and app, is protected by intellectual property laws. This includes things like copyrights, trademarks, patents, and design rights. We own all these rights unless otherwise stated. To be clear about what you can and can't do with this content:

  1. You may view, download and print pages from the website for personal use.
  2. You must not use the Service in any way that causes or may cause damage.
  3. You must not use the Service in any unlawful, illegal, fraudulent or harmful way.
  4. You must not use our Service to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
  5. You also acknowledge that a variety of our actions, intentional or otherwise, may impair or prevent you from using our service for limited periods or permanently, and agree that we have no responsibility or liability as a result of any such actions or results, including, without limitation, for the deletion of, or failure to make available to you, any of our service.
  6. You agree that we shall not be liable to you or any third party for any modification, suspension or discontinuance of any part of our Service. However, if you are subscribed to our Service and find that any such changes or interruption of the Service adversely affects you, you may notify our Customer Support team, explain the adverse impact the modification has created, and, if you desire, request a termination of your subscription. Upon receipt of such notice, we will provide you with feedback.

11. UNSUBSCRIPTION FROM THE SERVICE

You may unsubscribe from the Service by informing IAPPA of its decision to unsubscribe.

12. TERMINATION

Your rights under this Agreement will automatically terminate unless you comply with any of its terms. In case of such termination, IAPPA may immediately revoke your access without a refund of any fees. IAPPA's failure to insist upon or enforce your strict compliance with this Agreement will not constitute a waiver of any of its rights.

13. PROTECTION OF PERSONAL DATA

IAPPA shall protect all data, facts and circumstances associated with the use of our platform and services. Your data are protected by the Nigeria Data Protection Act 2023 and all other applicable laws governing personal data protection. IAPPA shall only provide these data to fulfil the obligations deriving from invoicing and, in cases where required by the law, to the competent authorities upon their written request.

14. RIGHT TO ENGAGE THIRD PARTY

We engage certain third parties to provide technical or other services relating to all or part of the IAPPA Service, and you hereby agree that such involvement by these third parties is acceptable. In addition, we may contract with third-party payment processors to enable payment systems. Please see our Privacy Policy to understand the extent to which any third party may have access to your account information. We may occasionally include as part of our Services software supplied by third parties utilised by permission of the respective licensors and copyright holders on the terms provided by such parties. In connection with any modification of the IAPPA Service, we may automatically download software updates on your computers and devices periodically to improve, enhance, repair and further develop our Services. We will provide you with the option of whether or not to install the update; however, in certain circumstances (e.g., security risks), we may require you to install the update to continue accessing the IAPPA Service. In all cases, you agree we may deliver these updates to you (and you agree to receive them) as part of your use of our Service.

15. CAN KIDS USE IAPPA?

IAPPA is not directed to minors, and any use by minors should only be done with the guidance, supervision and consent of their parents, guardians and authorized school officials. Further, we rely on parents and guardians to ensure minors only use our Service if they understand their rights and responsibilities as stated in these Terms and our Privacy Policy. Consistent with applicable law, we do not knowingly collect personal information from minors without parental consent. If we learn that we have inadvertently obtained information violating applicable laws prohibiting information collection from children without such consent, we will promptly delete it.

16. LAW AND JURISDICTION

  • There shall be no Waiver as our failure to exercise or enforce any right or provision of these terms shall not operate as a waiver of such right or provision.
  • Suppose any provision of these terms is considered invalid, illegal or unenforceable. In that case, this shall not affect or impact the continuation in full force and effect of the remainder of the provisions.
  • You may not assign, sub-contract or otherwise transfer part or all of these terms or any rights or obligations under these terms without our prior written consent.
  • The applicable law governing these terms of use is that of the law of the Federal Republic of Nigeria.
  • Any disputes regarding these Terms of Use shall fall under the jurisdiction of the court with subject-matter competence in the Federal Republic of Nigeria in charge of handling data protection issues

17. FINAL PROVISIONS

You may submit any questions, complaints or comments regarding the service:

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